Personal Development Loans are intended to serve clients who are not operating business enterprises but have other verifiable sources of income and sufficient collateral

The Loan can be used for

  • Meeting investment expenditure purposes to finance assets and / or projects capable of diversifying income streams for the clients such as purchasing of rental apartments or commercial buildings, and establishing of developmental projects with potential to raise cash flows.

  • Meeting capital expenditure purposes such as housing and home refurbishment, purchasing private motor vehicles, household assets and solar equipment

  • Meeting consumption expenditure purposes such as weddings, hospitalization, school fees, funerals, and tertiary education.

Why you should apply for this loan

  • No need for a running business

  • Rapayment structure is tied to the beholder’s cash flow

  • You can easily pay back using MTN and Airtel push services


Apply for loan